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Himalayan Guardian Launches Nepal’s First Device-Based Insurance Service for Foreign Tourists
January 15, 2026

Himalayan Guardian Launches Nepal’s First Device-Based Insurance Service for Foreign Tourists

Kathmandu, 14th January, 2026 — Himalayan Guardian Nepal (HGN), established with the objective of making adventure tourism safety in Nepal integrated, well-organized, and aligned with international standards, unveiled detailed information about its services, objectives, and operational system through a press conference held on Wednesday.

HGN also announced the launch of Nepal’s first device-based, government-approved insurance policy for foreign tourists. The company stated that this initiative has been introduced in coordination with the Nepal Insurance Authority and with formal approval from the Nepal Telecommunications Authority, with the aim of eliminating long-standing malpractices and irregularities in tourist insurance. The insurance system is underwritten by IGI Prudential Insurance, which, according to HGN, ensures that the scheme is fully legal, transparent, and accountable.

An Integrated Safety Ecosystem for Adventure Tourism

Himalayan Guardian Nepal (HGN) is Nepal’s first comprehensive safety ecosystem dedicated to adventure tourism. Its primary objective is to ensure the safety of foreign tourists, trekkers, and mountaineers traveling across Nepal, including high-altitude Himalayan regions. To address persistent challenges in Nepal’s tourism sector—such as unreliable insurance mechanisms, delayed rescue operations, and weak medical coordination—HGN has introduced the concept of the Comprehensive Tourism Guard (CTG).

HGN reiterated that it has, for the first time in Nepal, launched a device-based, government-approved insurance service for foreign tourists. Implemented in collaboration with the Nepal Insurance Authority and with official approval from the Nepal Telecommunications Authority, the system is expected to provide a long-term solution to the insurance and rescue-related disorder that has plagued the tourism sector for years.

The company further stated that HGN is the only organization in Nepal authorized to insure foreign tourists under Nepal’s insurance laws through IGI Prudential. Necessary permissions from both the Nepal Insurance Authority and the Nepal Telecommunications Authority have been obtained to operate this service.

CTG System and Services

Under the CTG system, insurance coverage, GPS tracking, satellite communication, and 24/7 rescue services are integrated into a single package. HGN has developed its own technological platform for GPS tracking and satellite communication, which is continuously monitored by trained operators around the clock.

Objectives and Significance

The core mission of HGN is to make adventure travel in Nepal and the Himalayan region safer, more reliable, and internationally credible. To achieve this, HGN has partnered with globally renowned reinsurance companies such as Lloyd’s of London (UK), Everest Re, and Hannover Re (Germany), alongside IGI Prudential.

Through the available insurance policies, foreign tourists are provided protection against accidents, altitude-related illnesses, and other emergency situations. Considering that emergency rescue and medical treatment during adventure travel can cost thousands of US dollars, HGN’s primary objective is to shield travelers from significant financial burdens.

Packages and Fee Structure

HGN offers different CTG packages catering to ordinary tourists, trekkers, and professional mountaineers.

Fees range from USD 16 to USD 500

Package duration ranges from a minimum of 7 days to a maximum of 60 days

Current packages are available for individuals aged 18 to 60 years

New packages covering the 18 to 70 age group will be introduced in the near future

Service Mechanism

HGN’s services operate through the following system:

Real-time tracking and SOS alert facility via GPS Tracer devices

Continuous monitoring through a 24/7 operational call center

Immediate deployment of rescue teams during emergencies

Insurance coverage includes medical treatment, rescue expenses, accidental death or disability, and repatriation of the traveler or mortal remains

Collaboration and Coordination

HGN operates its services in collaboration with various national and international organizations:

Medical support: Hospitals, health posts, and medical centers

Rescue operations: Coordination with internationally standardized institutions such as Alpine Rescue

Why Himalayan Guardian Nepal?

HGN was established to:

Eliminate unauthorized and fake rescue activities

Resolve issues related to delayed rescues and weak medical coordination

Build international travelers’ trust in Nepal

Strengthen Nepal’s image as a safe adventure tourism destination

Provide officially licensed services approved by the Nepal Insurance Authority and Nepal Telecommunications Authority

Service Operation Process

HGN services operate as follows:

Travelers purchase the required CTG package

They receive a GPS device with SOS functionality

Continuous 24/7 monitoring and emergency response via the call center

Deployment of rescue teams within 30 minutes during emergencies

Insurance coverage includes medical treatment, rescue costs, accidental death or disability, and repatriation (up to USD 35,000)

Currently Available CTG Packages

Tourist (Basic): Up to 3,500 meters

Trekker (Plus): Up to 5,500 meters

Mountaineer (Pro): Up to 6,000 meters

Upcoming Packages

Super Basic: Up to 2,000 meters

Coverage for 27 peaks under the Nepal Mountaineering Association (NMA)

Target Groups

HGN primarily targets foreign tourists, trekkers, mountaineers, and individuals engaged in adventure travel.
Partner Organizations

Insurance: IGI Prudential, Lloyd’s of London (UK), Hannover Re (Germany), Everest Re (Bermuda), Insurance (China), Everpro Insurance (China)

Technology: Beidou Communication, Sutai Tech, Weiren Tech

Medical: HAMS Hospital

Rescue: Alpine Rescue

Tourism Associations: Trekking Agencies’ Association of Nepal (TAAN), Nepal Association of Tour and Travel Agents (NATTA)

Conclusion:

Himalayan Guardian Nepal (HGN) is not merely an insurance provider; it has emerged as a comprehensive, reliable, and credible safety guardian for Himalayan adventure travel. By integrating affordable pricing, advanced technology, and internationally recognized insurance systems, HGN offers a complete safety ecosystem for every traveler.

Through GPS Tracer devices, 24/7 monitoring, cashless treatment, rapid rescue coordination, and world-class insurance coverage, HGN aims to provide trekkers, mountaineers, and tourists with the confidence to explore Nepal and its Himalayan beauty safely. Standing as a bridge between adventure and safety, HGN is expected to further strengthen Nepal’s international reputation as a secure, sustainable, and trustworthy tourism destination.

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